Brilliant Solutions

Melton BS Product Update

Melton Building Society have announced some forthcoming product changes.  See below for details.  For current product information, their intermediary website can be accessed here.  REMEMBER, you can access the Melton product range using our Direct to Lender mortgage club so do contact us for further information. 

Our Procuration Fee Rates are Changing!

Further to your feedback and in support of our strategy to simplify processes and remain relevant, we are pleased to announce the second phase of changes to our procuration fees.

On 1st November 2021, we will change the procuration fee rates payable across all lending categories within the Society and our credit repair subsidiary MBS Lending. These changes apply to all new applications received on or after 1st November 2021.

We have increased the majority of our proc fee rates and we will now be paying different rates based on the product type and complexity of work involved.  

This is the final phase of changes which comes following our first phase of changes in August this year where we removed the maximum cap and started paying full self build proc fees on the first stage release.

Full details of the fees payable will be available on sourcing systems and in our product guide on our website on 1st November.

Limited Edition product withdrawal
We’re withdrawing our residential Limited Edition mortgage rates
from Wednesday, 3 November 2021
We were pleased to be able to offer these Limited Edition products for
purchase and remortgage from 26 August and thank our valued brokers for their support.

► 2 year fixed 2.48% to 75% LTV
► 5 year fixed 2.68% to 75% LTV
► 2 year fixed 2.78% to 80% LTV
► 5 year fixed 2.98% to 80% LTV

With no product fee, valuation or funds transfer fee and free legals on remortgages.

We’ll process any pipeline applications as usual. And if you’d like to secure one of these products for your client, the latest you can submit a decision in principle (DIP) is 6pm Tuesday, 2 November 2021. 

DIPs will remain valid for 30 days and they’ll need to be converted to full mortgage application within this time. If you need to resubmit a DIP, you’ll need to select a new product from the range that’s available at the time of submission.
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