Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Metro Bank Update

Metro Bank have announced a broker update, available below.  Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.



At Metro Bank, we have the expertise to discuss complex cases and find the right solutions for your customers. We understand the complexities that come with various income streams and the requirement for a lender to individually underwrite and assess each case on its own merits.

Reasons to choose us
  • Loans up to £5m available
  • Personal service – one single point of contact through your mortgage process
  • Higher earners can now benefit from enhanced income multiples of up to 5.5 times earned income as part of our Professional Range (minimum income requirements and maximum loan amounts apply)
  • Multiple income streams can be considered using standard multiple income multiple of 4.49 times income
  • The maximum age at the end of the mortgage term is now 80 for all repayment types including interest only
  • No funds under management are required
  • Flat product fee with reduced fees for existing customers
  • Security – properties with large acreages and annexes considered
For full details on the points above and acceptable repayment vehicles, please refer to our Mortgage Lending Criteria Guide and Product Guides.

We have increased the number of professions who qualify for our Professional Range and expanded the product to include customers with higher earnings who could benefit from an enhanced income multiple of up to 5.5 times – subject to affordability assessment.

We have also launched a New Residential Calculator to support with affordability calculations. So let’s take a look at the customers we can now help.

Professional Product Range enhancements

We now accept single applicants with earned income of £100k and above and joint applicants with combined earned income of £150k and above per annum (these customers are not required to be ‘qualified professionals’)

In addition, we have added Surveyors, Engineers and Architects to our list of accepted professions

Maximum 90% LTV

Capital and Interest, Part & Part and Interest Only repayment options available (including capital raising up to 80% LTV)

Remortgage, Further Advance and Top Up options available – for Rate Switch only customers, our Core Range products and pricing apply

For full details on qualification details and the points above, please refer to our Lending Criteria Guide and Product Guides.

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