Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

Virgin Money 95% LTV fixed rates from 3.99%

Virgin Money is delighted to be back helping customers with a range of 95% LTV mortgages, offered through the Government’s Mortgage Guarantee Scheme. They have 5, 10 and 15 year fixed rates, starting from 3.99%, available to the following application types:

  • Purchase or remortgage
  • Maximum property value of £600k
  • Up to a maximum term of 30 years
  • Property types: houses, flats and maisonettes

Flats and maisonettes must be in buildings with four storeys or fewer and must not be ex-local authority or ex-MOD. They’re unable to accept applications for capital raising during a remortgage or for new build properties.

To qualify for the Scheme, applicants must not have an interest in another property and this must be verified by completing a Mortgage Guarantee Scheme Customer Declaration.

Virgin Money’s new range of 95% LTV mortgages are available with £300 cashback on purchases (£500 for first-time buyers) or free valuation and free legals on remortgages, and are fully portable. These deals may be withdrawn at any time without the usual notice.

To find out more, take a look at their sales aid, talk to your dedicated Business Development Manager, or contact your Regional Service Team.

WE’RE REDUCING RATES ACROSS OUR EXCLUSIVE, CORE AND PRODUCT TRANSFER RANGES

We’re launching a new BTL 80% LTV 2 Year Fixed Rate deal and reducing the rates on the following mortgages on Friday 21 May:

Exclusive purchase deals with £1,000 cashback
  • 75% LTV 5 Year Fixed Rate with £995 fee will be reduced to 1.60%.
  • 85% LTV 2 Year Fixed Rate with £995 fee will be reduced to 2.49%.
  • 85% LTV 5 Year Fixed Rate with £995 fee will be reduced to 2.77%.
  • BTL 75% LTV 2 Year Fixed Rate with £1,995 fee will be reduced to 1.84%.
  • BTL Portfolio 75% LTV 2 Year Fixed Rate with £1,995 fee will be reduced to 1.94%
Core
  • NEW BTL 80% LTV 2 Year Fixed Rate with £995 fee will be launched at 3.36%.
  • 75% LTV 5 Year Fixed Rate with £995 fee will be reduced to 1.54%.
  • Selected 85% LTV fixed rates will be reduced by up to 0.05%.
Product Transfer
  • 75% LTV 5 Year Fixed Rate with £995 fee will be reduced to 1.54%.
  • 85% LTV 2 Year Fixed Rate with £995 fee will be reduced to 2.43%.
  • BTL 80% LTV 2 Year Fixed Rate with £995 fee will be reduced to 3.36%.

You can find our current rates in our Mortgage Update

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