Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Natwest Update

NatWest for Intermediaries has released a product update. For their latest products visit the product page on their website or the news section of their intermediary website.  A summary of the changes is below.  Contact us for more information. 

ONLY FOR USE BY MORTGAGE INTERMEDIARIES

NatWest to launch Green Buy to Let products alongside further rate changes

What’s happening:

As part of our commitment to champion climate change and support our purpose we are excited to announce the launch of our Green Buy to Let (BTL) product on Wednesday 24th November.  

What you need to know:

  • Our Green BTL Mortgage Product offers customers a preferential interest rate for having an energy performance certificate (EPC) rating of A or B 
  • We’re launching our first ever 65% LTV BTL remortgage product as well as a 75% LTV product in both purchase & remortgage rates 
  • Eligible products will be displayed across all sourcing systems.
  • Validation of properties energy performance rating will be verified against the government EPC registers ONLY. We will not accept any exceptions.  

What you need to do:

  • Review the ‘Green Mortgages’ section (including FAQs) on our A-Z page of our website.

At the same time of this launch we are also making rate changes across our product portfolio. These are as follows;

New Business

New Products

  • Green Buy to Let – Purchase: 4 new products covering 2 and 5 year deals at 65% and 75% LTV
  • Green Buy to Let – Remortgage: 4 new products covering 2 and 5 year deals at 65% and 75% LTV

Rate Changes

  • Purchase: Rate increases of up to 14bps and 16bps on selected 2 and 5 year deals respectively
  • Remortgage: Rate increases of up to 13bps and 16bps on selected 2 and 5 year deals respectively
  • First time buyer Rate increases of up to 5bps and 8bps on selected 2 and 5 year deals respectively
  • Shared equity purchase: Rate increases of up to 14bps on selected 2 year deals
  • Help to Buy shared equity purchase: Rate increases of up to 14bps on selected 2 year deals
  • Buy to Let Purchase: Rate decreases of up to 24bps and 10bps on selected 2 and 5 year deals respectively
  • Buy to let Remortgage: Rate decreases of up to 10bps on selected 2 year deals, and an increase of 7bps on 60% LTV 2 year deal
  • Green Purchase: Rate increases of up to 12bps and 16bps on selected 2 and 5 year deals respectively
  • Green Remortgage: Rate increases of up to 13bps and 15bps on selected 2 and 5 year deals respectively

Rate Changes and Cashback changes

  • Purchase: Rate decrease of 5bps on 90% LTV 2 year product, with cashback increasing to £250. Cashback also increases to £250 on 90% LTV 2 year product with no product fee
  • Remortgage: Rate decrease of 3bps on 85% LTV 2 year product, with cashback increasing to £250
  • Mortgage Guarantee Scheme: Rate decrease of 16bps and 17bps on 2 and 5 year 95% LTV products, with cashback increasing to £750

Existing Customer

Rate Changes

  • Switcher: Rate increases of up to 10bps and 15bps on selected 2 and 5 year deals respectively

You can download a PDF of the updated product ranges on our Website. For a full summary of the changes, including transitional arrangements, visit the Latest News section on our home page.

NatWest to make rate changes to New Business product range

Effective 26th November we are making the following changes to our New Business product range:

New Business

Rate Changes

  • Purchase: Rate increases of 5bps and 10bps on selected 2 and 5 year deals
  • Remortgage: Rate increases of 5bps and 10bps on selected 2 and 5 year deals
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