Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

NatWest Product Update

NatWest for Intermediaries has released a product update. For their latest products visit the product page on their website or the news section of their intermediary website.  A summary of the changes is below.  Remember, NatWest have a semi-exclusive range which is available via Brilliant and on all sourcing systems. Contact us for more information. 

From Tuesday 30th June 2020 NatWest will be introducing rate decreases for products across their Core and Semi-Exclusive ranges for new customers. The changes also include reductions to cashback across their 2 and 5 year remortgage ranges. As well as a withdrawal of selected Semi-Exclusive remortgage products.

Here’s a summary of the changes:

New Business

Intermediary Exclusives – Rate changes/Withdrawals

  • Purchase: Rate reductions of up to 4bps on selected 2 year deals and 8bps on selected 5 year deals
  • Help to Buy Shared Equity Remortgage: Rate reductions of up to 25bps both on selected 2 and 5 year deals
  • Remortgage – Withdrawals: Withdrawal of one 80% LTV 2 year product and also on selected 70%, 75% and 80% LTV 5 year products

 

Core Range – Rate Changes

  • Purchase: Rate reductions of up to 4bps on selected 2 year deals and 8bps on selected 5 year deals.
  • Shared Equity Purchase: Rate reductions of up to 10bps on selected 2 year deals and 24bps on selected 5 year deals.
  • Help to Buy Shared Equity Purchase: Rate reductions of up to 10bps on selected 2 year deals and 24bps on selected 5 year deals.
  • Remortgage – High Value: Rate reduction of 1bps on 60% LTV 5 year deal
  • Help to Buy Shared Equity Remortgage: Rate reductions of up to 25bps both on selected 2 and 5 year deals

 

Core Range – Rate Changes and cashback reductions

  • Remortgage: Rate reductions of up to 11bps on selected 2 years deals and up to 7bps on selected 5 year deals, alongside a reduction of cashback from £250 to £0.
  • Remortgage – High Value: Rate reduction of 10bps on 70% LTV 2 year deal

 

Existing Customers

Product Switchers – Additional borrowing: In line with new business we will be limiting applications for additional borrowing as part of a product switch to 80% LTV, i.e. the combined product switch and additional borrowing must not be greater than 80% LTV.

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