Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Pepper Money Update

Here is the latest update from Pepper Money.  You can access Pepper Money products through our direct to lender mortgage club and get the benefits of payment on completion. You can also use our Fees Free Mortgage Packager

Product Withdrawal

We are making changes to our Pepper 60 and Pepper 48 product ranges tomorrow night, Tuesday 7th June and were keen to give you early notice of that. 
If you have any customers wishing to take advantage of our current range then please ensure you have completed a decision in principle and progressed it to the “DIP Illustration Produced“ stage with your chosen product selected, by 5.30pm tomorrow, Tuesday 7th June.
All Full Mortgage Applications (FMAs) for the current Pepper 60 and Pepper 48 products with upfront fees paid and the application fully submitted by 5.30pm, Friday 10th June

Residential mortgage product change notification

We have made some changes to our Residential Pepper 60 and Pepper 48 product tiers with immediate effect.  These changes simplify the range and ensure we continue to offer the award-winning service and quick and efficient turnaround times that you and your customers have come to expect from Pepper. We will continue to monitor market trends and a new and exciting extended product range is planned for launch in the very near future. Further communications will be issued when these products are available.

Here’s what has been updated across our Residential range:

  • Pepper 60
    • All fixed rates withdrawn with new fixed rate options coming soon.
    • Lifetime Tracker options available only.
  • Pepper 48 and Pepper 48 Light
    • 80% LTV products on 2-year fixed rate available only
    • 75% – 85% LTV products available on 5-year fixed rate products.
    • Lifetime Tracker options available on 5-year fixed rate products.

With so much support from our distributor and broker partners, the first half of 2022 has been extremely positive. This support has also been fuelled by a significant shift in demand from customers needing a more specialist solution which comes from our NO credit score approach, with each case being judged on its merits through a human approach to underwriting. 

We will continue to meet this growing demand and, as always, will continue to assess our product range along with market trends.

View our products here.

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