Here is the latest update from Pepper Money. You can access Pepper Money products through our direct to lender mortgage club and get the benefits of payment on completion. You can also use our Fees Free Mortgage Packager.
2-year fixed digest
More choice for you and your customers
For many brokers, Pepper has long been a go-to lender for 5-year fixed-rate cases. But if it’s been a while since you considered our 2-year fixed rates, it may be time to take another look.
Selected 2-year fixed rates are now significantly lower than comparable 5-year fixed rates across multiple LTV bands, creating more opportunities to say yes to your customers.
We understand that not all customers want to fix for a longer term, particularly given the uncertainty of where rates could move. With this in mind, we’ve been able to price some very competitive shorter-term fixed rates to help those who fall just off high-street.
The rates may have changed, but Pepper’s approach hasn’t. You’ll still benefit from the same inclusive criteria, dedicated support, and five-star service you’ve come to expect.
You’ll also benefit from:
- No credit scoring
- Adverse accepted, whether it’s a CCJ, a default, or a recent blip on unsecured credit
- Generous affordability assessments, with 100% of additional incomes and second jobs taken into account
- Direct access to your dedicated underwriter who will take the time to understand the story behind the numbers
So, check out Pepper’s 2-year fixed options. You may find a solution that’s better suited to your customer’s circumstances than you expected.
View our residential mortgage products for more information.