Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Precise Mortgages Update

Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.  

NEW! £0 product fee buy to let mortgages

Introducing our new buy to let range. Rates start from 2.79% and include fixed and % product fee options.

In addition, we’ve launched 2 and 5-year fixed rates with £0 product fee, refunded valuation (maximum £630) and £500 cashback, which could be ideal for landlord customers looking to remortgage or those after lower upfront costs. 

NEW! Wider range of acceptable adverse

We’re widening our acceptable adverse credit criteria across our core and DMP residential ranges. We’re also increasing maximum LTVs to 85% for customers with recent credit blips. 

Bridging finance solutions from Precise and InterBay

I am excited to tell you that as part of OSB Group, we’ve enhanced our bridging range in Precise Mortgages as well as re-introduced bridging finance into InterBay, to provide you and your clients with even more bridging solutions.

This is the first time we’ve leveraged our expertise across both brands, and our new two-tier refurbishment offering, in addition to our standard bridging range, gives you a real breadth of products and rates from 0.47% per month for regulated and non-regulated.

So, whether it’s speed for a regulated purchase you need through Precise Mortgages, or funding to complete a large refurbishment through InterBay, we’ve got all the bases covered.

Highlights including:

Precise Mortgages

  • Up to 75% LTV (including fees)
  • Standard and Light Refurbishment (Tier 1)* for regulated and non-regulated
  • Regulated Heavy Refurbishment (Tier 2)** available
  • AVMs up to 60% LTV on Precise Mortgages products (No fee payable)
  • Available for conversions of houses into HMOs up to 6 bedrooms.


  • Expanded solicitor panel for InterBay, including dual representation
  • Brand new developer exit range up to 75% LTV
  • Standard and Light Refurbishment (Tier 1)* for non-regulated
  • Non-regulated Heavy Refurbishment (Tier 2)** available
  • Available for conversions of houses and commercial units into flats
  • Conversions of houses into HMOs up to 10 bedrooms

*Light Refurbishment (Tier 1) is suitable for refurbishments only requiring building regulations and works under Permitted Development Rights (PDR) that have no change to the property’s footprint.

**Heavy Refurbishment (Tier 2) is suitable where the property’s footprint is increasing either via planning permission or under Permitted Development Rights (PDR).

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