Brilliant Solutions

Mortgage Product Update

Product Blast w/e 11 Dec

Update Overview

A lot of new product announcements this week with returns of higher LTVs, new fixed rate ranges, reductions and product enhancements.  Kensington have introduced their product range into Northern Ireland.

This Week's Updates

LENDER TYPE DETAIL MORE
Accord BTL, RESI CHANGES - rate reductions and increases in cashback for selected BTL & Residential products. Reduced product fees for 90% LTV range
Barclays RESI CHANGES - New 90% LTV FTB range. Reductions across 75-85% LTV product ranges
Chorley HTB NEW - 5 Year Help to Buy product
Coventry BTL NEW - reduced 2 & 5 yr fixed rate products on 65% & 75% LTV range
Furness RESI NEW - 90% LTV product ranges
Godiva BTL CHANGES - updated product range with new codes & rates and extended some end dates.
Halifax RESI NEW - 85-90% LTV 2 & 5 yr fixed rate products. New FTB 90% LTV product
HTB BTL NEW - 2 & 5 yr fixed rates
Kensington RESI NEW - Launch of product range in Northern Ireland
Kent Reliance RESI WITHDRAWN - 100% and 95% MSV shared ownership withdrawn.
Landbay BTL NEW - 2 & 5 yr fixed rates at 80% LTV
Leeds BTL CHANGES - BTL retention and portfolio products with new rates and extensions. New shared ownership rates launched. New 60% LTV products. Selected rates reduced
Nationwide RESI CHANGES - new 90% LTV product range. Full gifted deposits now available. Reductions on 2 year fixed rates at 85% LTV
Natwest RESI CHANGES - reductions and increases across products ranges
Newcastle BTL CHANGE - End dates extended
Paragon BTL NEW - Large Loan product
Platform BTL, RESI WITHDRAWN - all 2 yr fixed & selected 5 yr mainstream products
Progressive RESI REDUCED - 75% LTV fixed rate purchase products
Saffron RESI NEW - FTB range
Santander RESI CHANGES - to customer identification requirements
Skipton BS BTL, RESI CHANGES - New rates and end dates. Minor changes.
Tipton RESI NEW - 3 yr discount product at 85% LTV
TSB RESI CHANGES - reduced rates on selected FTB, homemover & remortgage products. New selection of residential and BTL products
Virgin RESI REDUCTIONS - to selected products across ranges
West Bromwich BS BTL, RESI NEW - 80% & 85% LTV purchase products added to range

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