Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information.  Visit Santander for Intermediaries website

We’re adding £1,000 cashback to some new first time buyer products & reducing rates by up to 0.20%

Changes to our new business range:

  • Introducing £1,000 cashback for first time buyers on selected new products at 85%, 90% and 95% LTV and refreshing our 95% LTV range.
  • Extending the LTV on selected 60% LTV products to 70% LTV.
  • Launching new 80% LTV purchase and remortgage products.
  • Reducing selected products across our residential, new build, Help to Buy and Buy to Let ranges by up to 0.20%.
  • Withdrawing our residential intermediary exclusives.

Visit our website for full details of these changes.

Changes to our product transfer range:

  • We’re making a number of improvements to our range of products available to lower LTVs, including the introduction of some new exclusive products for larger loans.
  • All other rates will remain unchanged.
  • Charge end dates will roll on by one month to 2 October and the completion deadline will be rolled on by one month to 5 November 2021.

Santander product transfer rates are personalised to each customer, so you won’t find them on sourcing systems. Please log on to our Online Mortgage Transfer Service in Introducer Internet on behalf of your client to view the rates available to them.

Important proof of deposit changes

From Monday 5 July we’ll no longer accept residential or Buy to Let applications where your client’s mortgage deposit funds originate from the below countries/jurisdictions (this includes gifted deposit applications).

Other proof of deposit changes

From Monday 5 July the following changes will also take effect:

  • We will not accept deposit funds originating from a child’s bank account/trustee account or a foreign business bank account.
  • For gifted deposit applications where the funds are received from abroad, there are some additional requirements we may ask for to evidence the deposit including a letter from each donor providing more details.
Pipeline rules

All full mortgage applications (FMAs) already submitted on Introducer Internet by 9pm on Sunday 4 July won’t be affected by these changes. Any FMAs submitted from 6am on Monday 5 July will be assessed using our updated rules.

Further support

We’re updating the ‘Proof of deposit’ section of our residential and Buy to Let lending criteria and evidence requirements guide on Monday 5 July.


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