Brilliant Solutions

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information. 

Self-employed applications increased to 75% LTV

We’re pleased to announce that from Monday 8 March, all new residential applications where any applicant is self-employed will be available up to 75% LTV.

Self-employed packaging checklist

Don’t forget you can use our new self-employed checklist to support you with packaging your self-employed applications which is available on our website.

  • Please refer to our self-employed checklist before submitting any applications to us to avoid delays.
  • Please make sure you’ve supplied a detailed explanation of how your client has/hasn’t been impacted by coronavirus on all applications.
  • If you need to supply three months’ business bank statements, please check that they support the business income being used.
New dedicated self-employed website page

In addition, we’ve created a new dedicated self-employed website page which will be regularly updated with helpful information for all your self-employed applications.

Contact us before submission
If you have any applications where your client’s business and/or income has been adversely affected by coronavirus, please give us a call so we can explain our packaging requirements before you submit

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