Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Shawbrook Bank Update

Announcement

Offering 75% LTV on Retail Units (subject to criteria)

We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024.

This growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes.

To support professional landlords optimise their portfolios, our Commercial PROperty specialists have made some enhancements to our commercial offering. The changes include:

  • Increased our LTVs on retail units to 70% for interest-only loans and 75% on part or full capital repayment loans
  • Increased our LTVs for GP Surgeries, Dentists, Vets and Nurseries to 75% for interest-only and part or full capital repayment loans
  • Now accepting first-time landlords for semi-commercial properties (subject to criteria)
  • Ability to blend LTVs based on security values

Specialist finance delivered for PROfessionals, by PROfessionals. Get in touch with our team today to discuss any deals you may have, or visit our website for more information.

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