Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

TSB Update

See the latest announcement from TSB below.  Note that you can access TSB via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

TSB Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

Changes to Residential products and affordability criteria

From Thursday 9 June, TSB is making changes to products and affordability criteria.

The New Build market is a key focus for TSB, and they’ll continue to support brokers and applicants in this segment with First Time Buyer, House Purchase and Shared Equity/Ownership which are available for new build homes. TSB will withdraw their ‘New Build only’ products on 9 June.

The lender is also increasing rates on their 2 Year Fixed Residential First Time Buyer, House Purchase and Remortgage, 0-95% LTV products by 0.35%. 

In addition to these changes to their product range, from Friday 10 June TSB is updating the stress rates applied to residential mortgage applications in line with the Bank of England base rate change on 5 May. The new rates are as follows:

Application type 

Interest (Stress rate) 

Residential (excluding First Time Buyers) 


First Time Buyer 


Like for like Remortgage (excluding Buy to Let to residential) 


Brokers will be advised of withdrawals at 11am on Wednesday 8 June and asked to submit existing applications for these products by 8pm on Wednesday 8 June as they won’t be available after this time.  

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