Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

TSB Update

See the latest announcement from TSB below.  Note that you can access TSB via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

TSB Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

IMPORTANT NEWS FROM TSB: Further reductions across the product range

TSB is making significant reductions across its entire product range, decreasing Residential
Fixed rates by up to 1.80%. This includes the launch of a new 5 Year Fixed rate at 4.39%,
available for both House Purchases and Remortgages.
The lender is also reducing its Product Transfer rates for both Residential and Buy to Let
mortgages, decreasing Residential Fixed rates by up to 1.15%.
Good news for both new and existing customers.
Rates reducing:
Residential
• 2 Year Fixed House Purchase 0-90% LTV, by up to 0.50%
• 5 Year Fixed House Purchase 0-95% LTV, by up to 0.55%
• 10 Year Fixed House Purchase 0-75% LTV, by up to 1.15%
• 2 & 5 Year Fixed Remortgage 0-90% LTV, by up to 0.65%
• 3 & 10 Year Fixed Remortgage 0-75% LTV, by up to 1.80%
Affordable Housing
• 5 Year Fixed Shared Ownership House Purchase 0-90% LTV, by up to 1.55%
• 2 Year Fixed Shared Ownership Remortgage 0-85% LTV, by up to 0.40%
• 5 Year Fixed Shared Equity House Purchase 0-85% LTV, by up to 1.20%
• 2 Year Fixed Shared Equity Remortgage 0-80% LTV, by up to 0.60%
Buy to Let
• 2 & 5 Year Fixed House Purchase and Remortgage 0-75% LTV, by up to 0.80%
Product Transfer
• 2 & 5 Year Fixed Buy to Let 0-75% LTV, by up to 0.80%
• 2 & 5 Year Fixed Residential 0-90% LTV, by up to 0.55%
• 10 Year Fixed Residential 0-75% LTV, by 1.15%
Additional Borrowing
• 2 & 5 Year Fixed Buy to Let 0-75% LTV, by up to 0.80%
• 2 & 5 Year Fixed Residential 0-80% LTV, by up to 0.40%

Brokers will be advised of the changes on Wednesday 25 January at 10.30am and asked to
submit existing applications by midnight on Thursday 26 January, as they won’t be available
after this time.

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