Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

United Trust Bank Update

United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guidesOr here for the updated product guides for Direct/Networks/Club.  If you have any new applications you wish to discuss, please Contact us for more information. 

ANNOUNCEMENTS

Major Rate Reductions

Mortgages
Purchase, Remortgage, Interest Only and Unencumbered products have been updated, with rate reductions from 0.20% to 1.00%:

  • 2yr fixed rates from 6.29%
  • 3yr fixed rates from 6.32%
  • 5yr fixed rates from 6.35%
  • 5yr fixed rates with no ERC from 7.54%
  • 1 and 2 Status plans limited to 5yr fixed rates only

Second Charge Loans
All 0-Status products have been updated, with rate reductions from 0.20% to 0.89%:

  • BoE Tracker rates from 7.49% (Base +3.49%)
  • 2yr fixed rates from 7.59%
  • 3yr fixed rates from 7.69%
  • 5yr fixed rates from 7.50%
  • 5yr fixed rates with no ERC from 7.80%

BTL, Product
Standard products have been updated, with rate reductions of 0.30%:

  • 2yr fixed rates from 5.29%
  • 5yr fixed rates from 5.89%

You can download our new Residential and BTL product guides below, and all sourcing systems will be updated in due course:

Residential Product Guide
BTL Product Guide

Applications on old interest rates will be honoured, providing a Mortgage Offer is issued on or before 28 April. 

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