United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guides. Or here for the updated product guides for Direct/Networks/Club. If you have any new applications you wish to discuss, please Contact us for more information.
ANNOUNCEMENTS
Visit UTB on stand S35 at the NACFB Expo this month to enter our Prize Draw
Come along and meet our lending specialists from Bridging Finance, Property Development Finance, Structured Property Finance and Specialist Mortgages.
Visit our Expo web page for more information.
Register for the NACFB Expo here.
Find out more about our Broker Prize Draw Promotion below…
Enter UTB’s 2024 broker prize draw and the winners can also choose to donate £1,000 to Depaul, Food Bank Aid and ThinkForward.
You can enter our Broker Prize Draw Promotion by visiting us on Stand S35 at NACFB Expo 2024 NEC on 26th June.
To validate your entry into the Promotion you must be a registered UTB Broker.
If you are not already registered you can register here.
New Market-Leading Second Charge Rates!
We are pleased to announce a series of changes within our Second Charge product range, including a number of new market-leading rates above 75% LTV.
These changes will go-live tomorrow, Thursday 13 June. All pipeline applications sold on older products will be honoured providing an offer is issued before 23 August.
Second Charge Loan changes
All rates across our Prime-Plus, Prime and Near-Prime plans have been updated, some with reductions of up to 1.15%. Details can be found in our Second Charge Product Guide and are summarised below:
- New Interest rates include:
- BoE Lifetime Trackers from +3.24%
- 2yr Fixes from 7.44%
- 3yr Fixes from 7.34%
- 5yr Fixes from 6.74%
- 5yr Fixes, with no ERC from 8.04%
- Max loan size increased to £500k across all LTV bandings.
- Max LTI increased to 6.0 up to 80% LTV, 4.50 above 80% LTV.
For new case enquiries, please contact a member of our sales team on 020 7031 1551, or email [email protected]. For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at www.utbankmortgages.co.uk.