Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

All Vida products to be withdrawn at close of business on Monday 27th February

In preparation for an extended range of products being launched on Tuesday 28th, we will withdraw all Residential and BTL products from 6.00pm, Monday 27th February.

Transition Arrangements

Decisions in Principle must be submitted, with product selected, by 6.00pm on Monday 27th February.

For Decisions in Principle, with product selected, and any cases currently in the pipeline, all mandatory docs must have been uploaded with fees paid, and case progressed to the ‘Application Received’ stage, by 6.00pm, Monday 6th March.

Where either the fees have not been paid, or the mandatory documents are not uploaded by 6pm on Monday 6th March, the case will be returned to DIP stage and a product from the new range will need to be selected.

Withdrawal of products and NEW products coming Tuesday 28th

We will be withdrawing all our current products and replacing them with new products on Tuesday 28th February.

We’re pleased to let you know that we have made enhancements to our criteria across the board and introduced a wider range of products, available on the 28th of February.

Some of our key enhancements include:

Product highlights:

  • 85% LTV available
  • Minimum loan size reduced to £50k
  • Fee saver products available across their entire range

Criteria enhancements include:

  • 6 x loan to income ratio
  • No restriction on number of storeys in a block of flats
  • No requirement for a lift above 4th floor
  • Flats near to or above bars, pubs and petrol stations considered
  • Multi-Unit Blocks (MUB) now available up to 6 units
  • Landlords considered with no experience when purchasing HMO or MUB
  • Only 1-years’ UK residency required before application 
  • Extended list of acceptable visas

Our new Product and Criteria guides where further detail of these enhancements can be found live on our website from Tuesday 28th Feb.

Plus, we have something really exciting coming on the 1st March, which we can’t wait to share with you!

As always, our V-Hub team are on hand to help with any of your advisor’s queries and they can speak to an underwriter directly.

They can be reached at: [email protected], or call 03300 246 246.

New products now available!

We’re pleased to announce we have new products available, across our Residential and Buy to Let range

Buy to Let
  • 2 and 5 year fixed options, plus 2 year variable products available
  • Up to 85% LTV
  • Fee Saver range available on Vida 48, 24 and 12
  • HMOs and MUB products
  • 2 and 5 year fixed Expat range up to 75% LTV
  • Minimum loan size of £50,000
Residential
  • 2 and 5 year fixed options, plus 2 year variable products available
  • Up to 85% LTV
  • Fee free options across all Vida tiers
  • Minimum loan size of £50,000
The products can be complimented by our new criteria enhancements including:
  • 6x LTI
  • No restriction on number of storeys in a block of flats
  • No requirement for a lift above 4th floor
  • Flats near to or above bars, pubs and petrol stations considered
  • Multi-Unit Blocks (MUB) now available up to 6 units
  • Landlords considered with no experience when purchasing HMO or MUB
  • Only 1-years’ UK residency required before application
  • Extended list of acceptable visas

The guides can also be found on our website or below:

Criteria Guide

Residential Guide

Buy to Let Guide

The Specialist Lender you’ve always dreamed of.

We’re always dreaming big at Vida.

Which is why we’ve made some fantastic changes to transform how we support you and your customers.

  • We’ve enhanced our criteria across the board.
  • We’ve launched new products across residential and buy to let.

And that’s not all…

We’ve been dreaming about how we can make a real commitment to you. So, we are introducing the most comprehensive service pledge ever seen at Vida!

So, what does It mean for you?

We promise to provide you with excellent service in every step of your application and case journey with us. If you feel like you haven’t received a high level of service from Vida and the V-Hub team, we’ll refund the £180 administration fee. It really is that simple!*

And remember, our V-Hub team and Underwriters are on hand to help you at every stage. So why wouldn’t you come to Vida with your next case?

With our proposition, rates and service, we’re the specialist lender you’ve always dreamed of.

Share this:
Scroll to Top