Brilliant Solutions

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our team

Vida Homeloans Rate Change Notification

We continue to receive an overwhelming response from our intermediary partners and are receiving unprecedented application volumes. As a result, we are temporarily withdrawing a further selection of products to protect service levels for intermediaries who have already submitted cases to us. We will also be increasing minimum loan size to £100,000 on all remaining products.

Please see the below changes to our rates and product ranges as of 3rd November.

  • Withdrawal of Help to Buy products on adverse tiers Vida 2 – Vida 5
  • Increase in initial rate on Residential 2 year 70 and 75% LTV products and Residential 5 year 80% LTV products
  • Replacement products will be available on Tuesday 3rd November
  • Decisions in Principle must be submitted, with product selected, by 8pm on Monday 2nd November. After this you will be required to select a product from the new range to proceed.
  • All mandatory docs must have been uploaded, fees paid, and case progressed to ‘Application Received’ stage, by 8pm on Thursday 5th November

We remain 100% committed to our intermediary partners and will return to offering a broader product selection as soon as we can.

Many thanks for your ongoing support


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