Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Changes to BTL Expat Criteria

We wanted to make you aware of some changes which we are making to our Buy to Let Expat criteria which is effective for all new applications submitted from today Thursday 7th October.

Vida will consider applications submitted from British Citizens who hold a current UK passport and are residing outside of the UK in selected EEA or Worldwide countries listed below:

We are pleased to announce the launch of new LIMITED EDITION BTL products.

As Limited Editions these products may be withdrawn at short notice.

STANDARD
£1,995 FIXED-FEE, LIMITED EDITION

2 YEAR FIXED
75% Max LTV
2.89%

5 YEAR FIXED
75% MAX LTV
3.29%

HMO & MUB
£1,995 FIXED-FEE, LIMITED EDITION

2 YEAR FIXED
75% MAX LTV
2.99%

5 YEAR FIXED
75% MAX LTV
3.39%

(2 year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size from £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • HMOs and MUBs
  • Portfolio landlords
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