Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

New Limited Edition products

BUY TO LET

New: LIMITED EDITION Standard & HMO/MUBs BTL – Fixed Fees £1,495 and £1,995

Key features :

  • Fixed fee which can be added to the loan
  • SPVs accepted
  • Available for purchases or remortgages
  • Limited Tranche Availability

Flat Fee options

Product

LTV

Initial rate

Type

Product Fee

Max loan

5 year fixed

75%

3.04%

Standard

£1,495

£1m

3.19%

HMO/MUB

£1,995

£0 Fee option for standard Buy to Let only

Product

LTV

Initial rate

Type

Product Fee

Max loan

5 year fixed

75%

3.19%

Standard

£0

£1m

RESIDENTIAL

New : Residential 90% LTV Limited Editions

  • Available for properties in England, Wales and Scotland
  • Available on Vida 48 and 36
  • Available for Home Movers, Remortgages or FTBs
  • Standard option with product fee £995
  • Fee Saver option with £0 product fee, one free valuation on properties valued up to £500k and a £250 contribution towards legals paid on completion
  • £180 assessment fee payable upfront on application
  • Limited Tranche Availability

Standard

Product

LTV

Initial rate

Type

Product Fee

Max loan

 

2 year fixed

 

90%

3.89%

Standard – Vida 48

 

£995

 

£400k

4.39%

Standard – Vida 36

Fee Saver

Product

LTV

Initial rate

Type

Product Fee

Max loan

 

2 year fixed

 

90%

4.49%

Standard – Vida 48

 

£0

 

£400k

4.89%

Standard – Vida 36

Expats with Vida

Did you know that we have recently expanded our Expat countries list for those living and working abroad?

In addition to our range, we have added India, Malaysia, Saudi Arabia and Singapore.

This expansion adds to the 41 countries worldwide currently accepted by Vida. And customers in these locations can apply for a BTL mortgage up to 75% LTV.

  • Minimum property value required is £150,000
  • UK registered SPVs are considered where at least one director or shareholder is an expat
  • HMOs and MUBs considered
  • No minimum income required if the property is self-funding
  • Maximum loan size £1m
  • Properties across England, Wales and Scotland
  • Fee Saver and Flex options available on Expat range

Download link to our new Expat flyer here

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