Brilliant Solutions

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our team

Vida BTL Range Rates from 2.89%

We are pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever.

These new products will be available as of Thursday 11th March 2021.

 2 YEAR FIXED

Max LTV

Vida 1

70%

2.89%

75%

3.04%

5 YEAR FIXED

Max LTV

Vida 1

70%

3.29%

75%

3.39%

HMO & MUB 2 YEAR FIXED

Max LTV

Vida 1

70%

3.29%

75%

3.44%

HMO & MUB 5 YEAR FIXED

Max LTV

Vida 1

70%

3.69%

75%

3.79%

(2 year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)

All products come with a 1.5% fee and initial rates mentioned are for the Vida 1 range.

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size now reduced to £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • Expats (80% LTV not available)
  • HMOs and MUBs (80% LTV not available)
  • Portfolio landlords

If advisors would like to submit a DIP using these new products, this can be done on our website as of Thursday 11th March.

Other Info

Vida BTL Product Guide

Vida Product Flex

 

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