Brilliant Solutions

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

New Residential and Buy to Let products

We’re pleased to inform you that we will be launching a range of Residential and Buy to Let 2-year variable rate products on Friday, 14th October.

Residential
  • No ERCs
  • 75% and 85% LTV options across tiers Vida 48 – Vida 6
Buy to Let
  • No ERCs
  • 80% LTV with HMO/MUB options, available on all tiers
  • Expats available up to 75% LTV

We will also be reopening our Product Switch portal during the next few days.

Note that the Vida Variable Rate will be increasing by 0.50% on the 1st November which will lead to a 0.50% increase in the variable product initial rate.

We have also temporarily increased the stress rate we apply to 2 year products to 4%, reducing to 3.5% from the 1st November.

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