Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Rate Reductions on BTL Limited Edition Products

We’re delighted to share that we are making some further reductions on our BTL Limited Edition products have been launched this morning. Some rates have been reduced by up to 0.25% and is available on Vida 1 only.

Please see below the new Limited Edition rates:

STANDARD range – 2 year fixed

£1,995 fixed-fee Limited Edition

MAX LTV

Vida 1

75%

2.89%

STANDARD range – 5 year fixed

£1,995 fixed-fee Limited Edition

MAX LTV

Vida 1

75%

3.14%

HMO & MUB – 2 year fixed

£1,995 fixed-fee Limited Edition

MAX LTV

Vida 1

75%

2.89%

HMO & MUB – 5 year fixed

£1,995 fixed-fee Limited Edition

MAX LTV

Vida 1

75%

3.14%

(2 year ERC 4%,3%. 5 year ERC 5%,4%,3%,3%,3%)

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size from £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • HMOs and MUBs
  • Portfolio landlords

Please see our new BTL product guide which reflects these new changes.

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