Brilliant Solutions

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our team

Vida Homeloans Rate Change Notification

Following our relaunch back into the intermediary market in August, we have received an overwhelming response from our intermediary partners and are receiving unprecedented application volumes. As a result, we are temporarily withdrawing a selection of products to protect service levels for intermediaries who have already submitted cases to us.

Please see the below changes to our rates and product ranges as of 13th October.

  • Withdrawal of 85% LTV band on both Resi and BTL
  • Withdrawal of 80% LTV band on Resi 2 year products
  • Withdrawal of 80% LTV band on BTL 2 year products
  • Withdrawal of all 2 year RTB and HTB products
  • Increase in initial rate on some of the remaining Residential and BTL products
  • Replacement products will be available on Tuesday 13th October
  • Decisions in Principle must be submitted, with product selected, by 8pm on Monday 12th October. After this you will be required to select a product from the new range to proceed.
  • All mandatory docs must have been uploaded, fees paid, and case progressed to ‘Application Received’ stage, by 8pm on Thursday 15th October


DIPs submitted and product selected by8pm Monday 12th October
Application Received by8pm Thursday 15th October

We remain 100% committed to our intermediary partners and will return to offering a broader product selection as soon as we can.

Many thanks for your ongoing support.

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