Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Limited Edition Enhancements and Product Withdrawals
Limited Edition Enhancements and Product Withdrawal Notice

We will be enhancing our current Limited Editions on Tuesday 15th February, which will see the withdrawal of the current Limited Editions below with effect from 6.30pm on Monday 14th February.

Buy to Let – Limited Editions

> Standard 5-year 3.19%, £0 Fee Limited Edition

> HMO/MUB 5-year 3.19%, £1,995 Fixed-Fee Limited Edition

Transition arrangements

Decisions in Principle must be submitted, with product selected, by 6.30pm on Monday 14th February

For any new DIPs, or cases currently in the pipeline, all mandatory docs must have been uploaded with fees paid, and case progressed to ‘Application Received’ stage, by 8pm on Monday 21st February.

The new enhanced Limited Editions will be available from 10am on Tuesday 15th February.

NEW Buy to Let Limited Editions

We’re pleased to announce some exciting, new Buy to Let Limited Editions.

Our new Limited Edition products include options for personal ownership, limited company, HMO/MUB and limited company HMO/MUB.

All of the products are up to 75% LTV and on Vida tier 48.

    • For landlords looking to maximise affordability:

> Standard, 1% Fee, max loan £1m – Initial pay rate: 2.99%
> Standard, Flat Fee of £1,495, max loan £1m – Initial pay rate:3.04%

For landlords looking for low upfront costs:

> Standard & HMO/MUB, Limited Edition Fee Saver, £0 fee, max loan £750k – Initial pay rate: 3.19%

Limited Edition Fee Saver product includes one free valuation for properties valued up to £1m. Plus, a £250 contribution towards legal fees paid within 30 days of completion.

All Limited Editions are available for purchase or remortgage.

As Limited Editions, these products may be withdrawn at short notice.

All of our products and rates including these new Limited Editions can now be viewed live on our website.

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