Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Rates now from 2.89%

We’re pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever…

2 year fixed 
Max LTV          Vida 1

70%                 2.89% 

75%                 3.04%

80%                 3.94%

5 year fixed
Max LTV           Vida 1

70%                  3.29%

75%                  3.39%

80%                 4.44%

HMO & MUB 2 year fixed
Max LTV          Vida 1

70%                 3.29% 

75%                 3.44%

HMO & MUB 5 year fixed
Max LTV           Vida 1

70%                  3.69%

75%                  3.79%

(2 year ERC 4%, 3%. 5 year ERC 5%, 4%, 3%, 3%, 3%)

All products come with 1.5% fee and initial rates mentioned are for Vida 1 range.

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size now reduced to £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • Expats (80% LTV not available)
  • HMOs and MUBs (80% LTV not available)
  • Portfolio landlords
Share this:
Scroll to Top