Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Welcome to Vida’s Moving Parts series – your quick-hit email roundup of the criteria quirks, rate shifts and process tweaks shaping specialist.

In the latest edition of Moving Parts, we take a closer look at some of our lesser-known criteria quietly doing the heavy-lifting, unlocking options for the kind of clients most lenders overlook:

Let’s Scratch that Niche

🌎 Foreign Nationals: Help Foreign Nationals climb the property ladder with up to 90% LTV, broader Visa acceptance, and fixed rates across Vida’s credit tiers.

💷 Other Income / 2nd Jobs: Support for more income types—from bonuses to benefits, making affordability easier for more clients.

🏠 HMO/MUB: Vida supports HMOs (up to 8 beds) and MUBs (up to 8 units), with flexible rental assessments and regional valuation thresholds.

✈️ Expats: Worldwide – Up to 75% LTV and loans to £1m (£500k max for FTL Expats). 

View Lending Criteria

 
Rate Expectations

Stay ahead of the curve with our newest rates, product tweaks, and limited editions — all in one place.

Reminder of our most recent updates:

🔥 Buy-to-Let just got hotter – With rate cuts of up to 0.51%, landlords can breathe a little easier in today’s market.

🏡 Foreign Nationals: Residential products available up to 90% LTV across all Vida credit tiers.

View Products

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