Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Product Withdrawal Notification

Thank you for your fantastic support for our Limited Edition products launched last week. Given the overwhelming demand, both the Standard and HMO variations will be withdrawn with effect from 6.30pm on Monday 24th January. Keep your eyes peeled for new Limited Editions being launched in February.

Buy to Let – Limited Editions

> HMO/MUB 5-year 2.94%, £995 Fixed-Fee Limited Edition

> Standard 5-year 2.94%, £995 Fixed-Fee Limited Edition

Transition arrangements

Decisions in Principle must be submitted, with product selected, by 6.30pm on Monday 24th January

For any new DIPs, or cases currently in the pipeline, all mandatory docs must have been uploaded with fees paid, and case progressed to ‘Application Received’ stage, by 8pm on Monday 31st January

We look forward to bringing you more great news for your clients in the coming weeks.

We’ve extended our range from 90 to over 270 products…
Residential enhancements
  • Rates starting from 2.94% on Vida 48
  • Up to 90% LTV available on all houses and flats, including New Builds
  • New range designed specifically for Key Workers, with up to 5.5x Loan to Income and up to 90% LTV
  • Fee Saver option available across the whole range, offering a free valuation on all properties up to £500k, £0 product fee and £250 contribution towards legal fees paid upon completion
  • The return of Help to Buy products, across all lending tiers and available in England, London and Wales
  • Our Flex option is now available on all 5 year Residential products, (fixed for 5 years, with the choice to leave fee-free after 3 years)
Buy to Let enhancements
  • Products available up to 85% LTV
  • SPVs considered across whole BTL range
  • No minimum income on self-funding properties
  • Flex option available on 5 year products for landlords to commit to 5 year ERC for affordability and stability, but with the flexibility to leave after 3 years if they choose to
  • Fee Saver option also available on 5 year products, offering a free valuation on all properties up to £1m, reduced product fee of £1,495 and £250 contribution towards legal fees paid upon completion
  • Expat products available for landlords in selected worldwide and EEA locations, including Flex and Fee Saver options

All of our products and rates can now be viewed live on our website, including any Limited Edition products available.

Take a look

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