Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Product Blast w/e 21 January 2022

Update Overview

This week we see many lenders enhancing their criteria and adding more incentives to their mortgage ranges and products.

This Week's Updates

LENDER TYPE DETAIL MORE
Accord BTL RESI NEW - range of ERC free BTL products launched. Will consider lending up to 85% LTV for debt consolidation
Aldermore BTL RESI CHANGES - Aldermore Managed Rate (AMR) increased from 4.58% to 4.73%. New reduced rates & incentives introduced
Barclays BTL NEW - launch of 2 BTL Green Home Mortgage products
Bath BTL CHANGES - Buy for Uni- Max loan increased to £500,000, Min time remaining on course reduced to 1 academic year & requirement to live within a ten mile radius of the University removed
Bluestone RESI NEW - free basic valuation or no application fee across all residential remortgage applications introduced
Foundation BTL WITHDRAWALS - all current BTL, Limited Company & Owner Occupier products withdrawn
Furness BTL RESI NEW - range of high LTV products launched. 2 80% LTV BTL products launched
Gatehouse BTL RESI Maximum finance and Finance to Value (FTV) levels amended across all BTL and HPP products
Kensington BTL RESI CHANGES - Flexi Fixed for Term range rates updated & 4 new specials products launched
Melton BTL RESI CHANGES - launched a 2 yr fixed HBLT product & removed Advance Self-Build offering
Newcastle RESI CHANGES - existing Government First Home Scheme products withdrawn and new standalone products launched in replacement. Refresh of Large Loan mortgage products
Norton Home Loans RESI CHANGES - Max loan amount £100K, Max LTV to include both lender & broker fees 80% LTV, Repayment Periods, Variable, 1, 3 & 5 Year Fixed Terms & New Product Plan AHLTV
Nottingham BTL NEW - 5 BTL products withdrawn & replaced
Santander BTL RESI CHANGES - temporarily removed all 60% LTV fixed rate products & increased rates or fees on selected products. Higher LTV rates reduced.
Suffolk BTL RESI NEW - will now use share of net profit after tax plus salary for self employed applicants. Improved bank nurse income policy – now take 100% if they have 18 months of history
Together BRI CHANGES - Regulated Bridging rate has reduced to 0.59% with a max LTV of 50% and 0.69% with a max LTV of 70%
TSB RESI CHANGES - made to stress rates used when calculating affordability. New products launched and select increases & reductions made to rates
West One BTL CHANGES - new products launched, several rate reductions made. Leasehold Block exposure increased, Portfolio lending increased & Loan size maximum increased
Zephyr BTL RESI REDUCTIONS - in rates across all deals, available for both BTL purchases & re-mortgages

Contact us on [email protected] or complete the form below, & we will add you to the list for this campaign only.  See our Use of Information Policies & our Terms of Business the which are available on our policies page.





    01792 277 555

    INTERMEDIARIES ONLY

    Office Hours:  09:00 – 17:30 Monday – Friday

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