Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

WestOne Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.


Product updates
Buy-to-Let product update

Effective 31/05/2023, we are increasing fixed rates across our entire product range.

A summary of some of the changes are below:

  • Standard W1 Five-year fixed from 5.14%
  • Specialist W1 Five-year fixed from 5.19%
  • Standard W1 Two-year fixed from 5.10%
  • Standard W1 Two-year fixed from 5.15%

All other fixed rate products increased by 50 to 60bps, with all tracker products remain unchanged.


Where a product rate has increased the case needs to be offered by close of business Monday 3rd July 2023. In order to meet this deadline, it is advisable to ensure the application, along with application and valuation fees, are submitted promptly so the case begin the underwriting process.

Residential Product Update

Fixed Rate increase on our products across the range from Thursday 1st June 2023, with tracker products remaining unaffected.

We are also taking the opportunity to simplify our product range as follows:

  • Our separate first-time buyer product will be removed and merged with our homemover and remortgage product.
  • Prime Plus, Prime and Near Prime products will now benefit from reduced LTV bindings now offered at 75% and 85% LTV.
  • Interest Only now available up to 70% LTV on our Platinum range as standard.


We will continue to accept applications on old products providing a valid ESIS on file and an offer is issued by Tuesday 4th July. We strongly encourage you to submit applications to us at your earliest opportunity to meet the offer deadline.

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