Brilliant Solutions

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.


Important Product Changes

We have some important news about pricing and changes to our product range. Due to the rising interest rate environment, we are withdrawing our existing product range with immediate effect. A revised product range will be available for selection on our broker portal from Wednesday 16th February 2022.

A summary of the changes is noted below:

Product changes

Withdrawal of the following products: 

  • 2.99% 5 year fixed Limited edition Standard range
  • 3.29% 5 year fixed HMO/MUB Limited edition specialist product
  • All 2 year fixed rate products

Repricing of the following products:

  • 5 year fixed standard range – up to 30bps
  • 5 year fixed specialist range – up 25bps
  • 5 year fixed Green range – up to 55bps
  • 5 year fixed Short Term Let product – up to 20bps
  • 5 year fixed Expat products – up to 20bps
  • 5 years fixed Large HMO/MUB product – up 20bps
  • 5 year fixed W2 standard product range – up 30bps
  • 5 year fixed W2 specialist product range – up 25bps

New Product Guide

An updated product guide incorporating these changes is available here:

View product guide

Pipeline Cases

Any case that has been offered can proceed on the existing product provided it completes by the offer expiry date.

For applications received which are not yet at offer stage, you will need to select a new product from the revised range (available tomorrow) unless the case is on one of the products listed below which can proceed as normal:

  • Holiday let
  • Expat
  • Large HMO
  • W2
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