Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.


West One BTLs Important Product Changes being launched on Wednesday 24th November 2021

We are pleased to confirm some exciting product changes within our BTL range that take effect from Wednesday 24th November 2021. The revised product range will be available for selection on our broker portal from this date.

 We recently enhanced our BTL offering with the addition of some GREEN products to our range and are pleased to make these products even more competitive. These products strive to positively impact the housing market and drive sustainability and green housing initiatives – over the coming months West One will be launching more sustainable products across our portfolio, for more information on ‘Funding the future’, click here.  

 A summary of the changes is noted below:

  • Reduced pricing on our GREEN product range – products available for Standard Property types.
  • Available for properties with an EPC rating of A-C.
  • Not available for new build properties (conversions are permitted).
  • Rates available at 65% LTV and 70% LTV.
  • 2-year and 5-year fixed rate options available.
  • Rates now available from 2.99% with 1.25% product fee.
  • Minimum loan size £50k, Maximum loan size £1.5m.

NEW Limited Edition Large Loan Products

  • A 5-year fixed rate at 3.07% with a 1.5% product fee is now available for loan sizes of £350k to £1m on standard types. This loan is restricted to 3 loans per applicant.
  • A 5-year fixed rate at 3.38% with a 1.7% product fee is now available for loan sizes of £350k to £1m on Specialist properties (HMO/MUB) up to 6 bedrooms/units. This loan is restricted to 3 loans per applicant.  

 New Product Guide

An updated product guide incorporating these changes is available here.

Criteria Update 

We can consider new build properties at up to 75% LTV again without prior referral (check specific products for eligibility).

 Service Level

Please note we are still maintaining strong service levels during this busy period and are still able to give your cases a pre-submission review in hours rather than days.

Where an application is submitted with basic documents and fees paid, we will endeavour to review and provide an initial needs list within 48 hours. We continue to seek your assistance in submitting quality applications including our minimum packaging requirements using our case submission checklist.

Please get in touch if you would like any support or training on submitting a case and we will arrange a training session.

If you have cases to discuss or require any further information, please contact your BDM or the broker support team on 0333 123 4556 or email

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