95% LTV lending for residential owner-occupied purchases
We’re pleased to be amongst the first lenders to re-enter 95% LTV lending for residential owner-occupied purchases. And we’re also reducing our rates on 85% and 90% LTV from tomorrow, 25 March 2021.
We’re here to support your first time buyers, home movers and self-employed clients looking for a 5% deposit mortgage.
Lockdown has given people the chance to focus on their long term goals with first time buyers more motivated to buy, so we want to provide greater choice and opportunity to help new buyers realise their dreams of becoming homeowners.
These products are also available on flats (excluding ex local authority) and new build properties, helping even more people buy their dream home.
NEW 95% LTV for purchase only:
- 2 year fixed 5.08% (£999 fee)
- 5 year fixed 5.28% (£999 fee)
90% LTV for purchase and remortgage:
- 2 year fixed 4.78% (£999 fee)
- 5 year fixed 4.98% (£999 fee)
85% LTV for purchase and remortgage:
- 2 year fixed 4.08% (£999 fee)
- 5 year fixed 4.28% (£999 fee)
We’re expecting high demand for our 95% LTV products, so we’ll keep them in market for a limited period. We know our turnaround times are important to you, so we’ll monitor any impact on service levels and keep you updated on any changes on our website, helping you manage your clients’ expectations.