See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.
HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.
We’re changing our mortgage products
With effect from Wednesday 15th November, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.
Summary of changes:
Existing residential customer switching / borrowing more
- 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 3 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75% 80%, 85% and 90% LTV decreasing
Residential first time buyer / home mover
- 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreasing
- 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
Residential remortgage
- 2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
Residential remortgage cashback
- 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
International residential
- 2, 3 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
- 2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreasing
Existing BTL customer switching / borrowing more
- 2 Year Fixed Standard at 60% and 75% LTV decreasing
BTL purchase
- 2 Year Fixed Standard at 60% and 75% LTV decreasing
BTL remortgage
- 2 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Fixed Standard at 75% LTV decreasing
All of our fixed rate end dates will be extended as below:
- 2 year fixed rates – 28th February 2026
- 3 year fixed rates – 28th February 2027
- 5 year fixed rates – 28th February 2029
- 10 year fixed rates – 28th February 2034
There are no changes to any other interest rates at this time.
Further information
- Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual.
- All evidential and supporting documentation must be provided within 30 calendar days of submission.
- The product finder tool and sourcing systems will be updated for Wednesday 15th November.