Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

HTB Update

Here is an update from the BTL and Commercial Mortgage lender, Hampshire Trust Bank.  For full details see their latest product information here.   This is a packaged only lender so give our team a call and we can talk you through any enquiries you may have. 

HTB Announcement

An update from Specialist Mortgages

I am writing to advise you of an increase in our lending rates for our Buy to Let and Semi Commercial products effective from Monday 27th June.

It seems every day there is a new headline about price rises with inflation expected to hit 11% this year. And the mortgage market is no different. Base rate has increased from 0.10% to 1.25% over the last 6 months but, more importantly for our market, the 5 year swap rates have increased from 0.90% to 2.75% over the same period.

As has been shown throughout the last few years, we want to always be there for you and your clients, but to do this we need a sustainable commercial model. That has led to our decision to increase our rates by 0.5% for loans over £1m and by 0.6% for loans under £1m for both Buy to Let and Semi Commercial products. This follows on from our 0.25% increase last month. I should also flag, in the spirit of openness, that I expect to be increasing our rates further in the relatively near future.

Increasing mortgage rates will be a challenge to the market. Your professional property investor clients will need help to maximise their portfolio returns and specialist lenders like HTB will play a vital part to help you find the right finance solutions through our flexible approach to underwriting.

As part of our commitment to you, we will always endeavour to give you as much notice of any rate increases to help you manage your business. We know your clients have more complex mortgage requirements, after all a BVI purchase of a semi commercial property portfolio may be a little difficult to package up with just a few hours’ notice.

So, from the 27th June, our rates will increase and an updated rate card will be available on the website. Any dips on the existing rates will need to be submitted by close of business on the 24th June. Great news, our dips are valid for 30 days.

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