Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Pepper Money Update

Here is the latest update from Pepper Money.  You can access Pepper Money products through our direct to lender mortgage club and get the benefits of payment on completion. You can also use our Fees Free Mortgage Packager

Lender Announcement

Launching- Help To Buy Range

By popular demand, we’ve expanded our Affordable Home Ownership proposition with a Help to Buy range. The range is available on new build properties for first-time buyers initially as purchase only.

These new purchase products are available on both our Pepper 48, 36 & 24 ranges, so your customers with financial events registered from 24 months ago are eligible.

Please find our Product & Criteria guides attached, plus a USP sheet summarising key proposition points. 

As this is an extension of our existing ranges, we’re continuing to do what we’ve always done best and make sensible lending decisions not based on a credit score. Also, we don’t cascade applications once you’ve submitted so you can be certain of the rate and fees they’ll need to pay. 

Customers with a minimum 5% deposit can access a maximum 40% Help to Buy Equity Loan in London and maximum 20% Help to Buy Equity Loan in the rest of the England & Wales.

We can help customers with a Help to Buy mortgage who have complex income, such as being self-employed, a day-rate contractor, or earning variable income.

Importantly, we don’t discriminate against customers that have never had any form of credit before and those who have built up unsecured credit balances but are comfortably making their repayments. This is why we believe the launch of our Help to Buy equity loan range will help us achieve our goal of improving financial inclusion by providing more opportunities to customers that we would not have been able to help previously.

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