Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Mortgage Range Changes – Effective from 23rd July 2025
Our updated mortgage range will be live on our website 9am, Wednesday 23rd July 2025.
Our current range will be removed 5pm, Tuesday 22nd July 2025.
Rate decreases
Help to Buy (Wales)
- 5-year fixed 75% LTV product by 0.15%
Holiday Let
- 2-year fixed 60% LTV product (without product fee) by 0.15%
Rate increases
Residential
- 5-year fixed 65% LTV product (without product fee) by 0.09%
- 2-year fixed 75% LTV products by up to 0.07%
- 5-year fixed 75% LTV product (without product fee) by 0.11%
- 2-year fixed 80% LTV product (without product fee) by 0.11%
- 3-year fixed 80% LTV product (without product fee) by 0.05%
- 2-year fixed 85% LTV products by up to 0.09%
- 5-year fixed 90% LTV products by up to 0.11%
- 5-year fixed 95% LTV products by 0.22%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.08%
- 5-year fixed 65% LTV product by 0.10%
- 5-year fixed 75% LTV product by 0.08%
- 2-year fixed 80% LTV product by 0.11%
- 5-year fixed 90% LTV product by 0.06%
Joint Borrower Sole Proprietor
- 2 & 5-year 80% LTV products by 0.10%
- 2 & 5-year 85% LTV products by 0.10%
- 5-year fixed 90% LTV product by 0.10%
Shared Ownership
- 2-year fixed 95% LTV product by 0.12%
- 5-year fixed 95% LTV product by 0.08%
Buy to Let
- 5-year fixed 60% LTV products by up to 0.12%
- 5-year fixed 70% LTV product by 0.10%
- 5-year fixed 75% LTV product by 0.10%
Holiday Let
- 5-year fixed 75% LTV product by 0.10%