Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Mortgage Range Changes – Effective from 29th June 2026
Our updated mortgage range will be live on our website 9am, Monday 29th June 2026.
Our current range will be removed 5pm, Sunday 28th June 2026.
Mortgage range changes include:
Rate decreases
Residential
- 2 & 3-year fixed 65% LTV products by 0.08%
- 5-year fixed 65% LTV products by up to 0.11%
- 2- year 75% LTV product (with £1499 fee) by 0.05%
- 5-year 75% & 80% LTV products (with product fees) by 0.05%
- 2-year 80% LTV products by up to 0.07%
Residential (with cash back)
- 2 & 5-year fixed 65% LTV products by up to 0.11%
- 2-year fixed 80% LTV product by 0.07%
Tracker
- 2-year 65% tracker product (with product fee) by 0.05%
Joint Borrower Sole Proprietor
- 2-year fixed 80% LTV product by 0.07%
Buy to Let
- 2-year fixed 60% LTV product (without product fee) by 0.10%
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.10%
- 5-year fixed 70% LTV product (with £895 product fee) by 0.05%
Holiday Let
- 5-year fixed 60% LTV products by 0.10%
- 5-year fixed 75% LTV product (without product fee) by 0.07%
New Build
- 5-year fixed 75% LTV Help to Buy Wales product by 0.09%
1-year Self-Employed products
- 2 & 5-year fixed 65% LTV products by up to 0.11%
- 5-year fixed 75% LTV 1-year self-employed product (with £895 product fee) by 0.05%
6-month CIS products
- 2 & 5-year fixed 65% LTV products by up to 0.11%
- 5-year fixed 75% LTV 6-months CIS product (with £895 product fee) by 0.03%
We’re introducing
New Build
- 2 & 5-year 90% LTV Shared Ownership products (without product fee)