Accord | RESI | INCREASES - across residential product transfers and additional loan ranges | |
Aldermore | RESI | NEW - 90% LTV product | |
Barclays | RESI | CHANGES - new premier exclusive products. Withdrawal of a small range of products. Increased rates on various residential, purchase only products | |
BM Solutions | BTL | INCREASES - across product ranges & extended end dates | |
Buckinghamshire BS | BTL, RESI | CHANGES - rate changes & end date extensions made across various products | |
Coventry | BTL | CHANGES - reduction to stress rate for portfolio calculations & increasing minimum portfolio ICR from 125% to 145%. Product refresh due 8th December. | |
Foundation | BTL, RESI | NEW - 2 & 5 yr fixed BTL products with reduced upfront costs. Early remortgage HMO product. 80% LTV fees assisted residential remortgage range. | |
Godiva | BTL | CHANGES -to minimum ICR policy. | |
Halifax | RESI | CHANGES - rate changes to selected remortgage products. End dates extended for direct, BTL & further advance products to April. | |
Harpenden | BTL, RESI | WITHDRAWN - Holiday home and second home products | |
Hinckley & Rugby | BTL, RESI | DECREASES - on selected products | |
HTB | BTL | INCREASES - to rates for loans from £100k to £200k | |
Interbay | BTL | NEW - 65% LTV Commercial product range | |
Ipswich BS | RESI | WITHDRAWN - selected products across residential range | |
Kensington | RESI | CHANGES - increasing loan sizes on residential products to £80k & withdrawing all RTB & residential core range products | |
Leeds | BTL | CHANGES - new reduced rates for selected BTL & portfolio BTL products. New fixed rates for BTL, Portfolio BTL, Holiday Let and Second Home introduced. | |
Nationwide | RESI | CHANGES - new 90% LTV products. Changes to gifted deposit allowance. New residential further advance products | |
Natwest | BTL, RESI | CHANGES - updated employment policy & evidence of income. | |
Newcastle | RESI | NEW - 2 yr 85% LTV residential products. Reduced SVR to 3.96% | |
Nottingham | BTL, RESI | CHANGES - reduction in rates to small selection of products. Changes to ICR coverage policy. Updated criteria for self employed. | |
Pepper | RESI | NEW - 85% LTV reduced rates, return of Pepper 24 products & free valuations added to product ranges | |
Platform | BTL, RESI | CHANGES - new products across new business range for mainstream & BTL. Reductions to product switch range for mainstream, BTL & HTB products | |
Precise | BTL | NEW - refurbishment BTL product, reduced 5 yr fixed rate limited company product & flat fee fixed rates for BTL & HMO's for larger loan sizes | |
Principality | RESI | INCREASES - across product transfer range. | |
Saffron | BTL, RESI | CHANGES - to assessment of self employed & contractor incomes. Reduced rates on retirement interest only range. Extended end dates to a number of products. | |
Santander | RESI | CHANGES - new 85% LTV product & zero fee products. Changes to criteria in relation to Brexit. No system access 5th & 6th December. | |
Scottish Widows | RESI | REDUCTIONS - to selected product transfer & further advance products | |
Skipton BS | BTL, RESI | CHANGES - all repayment types now available for selected products. Rate changes across product ranges. Extended end dates. | |
Tipton | RESI | CHANGES - updated products in the new business residential range | |
TSB | RESI | CHANGES - re-introduction of full range of 85-90% LTV FTB & Home Mover products. Update for HTB applications. Reduction to a selection of residential products. | |
Virgin | RESI | CHANGES - increases to 90% & 95% LTV product transfer rates. New 90% LTV FTB 5 yr fixed product | |
West Bromwich BS | BTL, RESI | CHANGES - amended rates & extended end dates on existing customer products | |