|
Accord
|
RESI
|
INCREASES - across residential product transfers and additional loan ranges
|
|
|
Aldermore
|
RESI
|
NEW - 90% LTV product
|
|
|
Barclays
|
RESI
|
CHANGES - new premier exclusive products. Withdrawal of a small range of products. Increased rates on various residential, purchase only products
|
|
|
BM Solutions
|
BTL
|
INCREASES - across product ranges & extended end dates
|
|
|
Buckinghamshire BS
|
BTL, RESI
|
CHANGES - rate changes & end date extensions made across various products
|
|
|
Coventry
|
BTL
|
CHANGES - reduction to stress rate for portfolio calculations & increasing minimum portfolio ICR from 125% to 145%. Product refresh due 8th December.
|
|
|
Foundation
|
BTL, RESI
|
NEW - 2 & 5 yr fixed BTL products with reduced upfront costs. Early remortgage HMO product. 80% LTV fees assisted residential remortgage range.
|
|
|
Godiva
|
BTL
|
CHANGES -to minimum ICR policy.
|
|
|
Halifax
|
RESI
|
CHANGES - rate changes to selected remortgage products. End dates extended for direct, BTL & further advance products to April.
|
|
|
Harpenden
|
BTL, RESI
|
WITHDRAWN - Holiday home and second home products
|
|
|
Hinckley & Rugby
|
BTL, RESI
|
DECREASES - on selected products
|
|
|
HTB
|
BTL
|
INCREASES - to rates for loans from £100k to £200k
|
|
|
Interbay
|
BTL
|
NEW - 65% LTV Commercial product range
|
|
|
Ipswich BS
|
RESI
|
WITHDRAWN - selected products across residential range
|
|
|
Kensington
|
RESI
|
CHANGES - increasing loan sizes on residential products to £80k & withdrawing all RTB & residential core range products
|
|
|
Leeds
|
BTL
|
CHANGES - new reduced rates for selected BTL & portfolio BTL products. New fixed rates for BTL, Portfolio BTL, Holiday Let and Second Home introduced.
|
|
|
Nationwide
|
RESI
|
CHANGES - new 90% LTV products. Changes to gifted deposit allowance. New residential further advance products
|
|
|
Natwest
|
BTL, RESI
|
CHANGES - updated employment policy & evidence of income.
|
|
|
Newcastle
|
RESI
|
NEW - 2 yr 85% LTV residential products. Reduced SVR to 3.96%
|
|
|
Nottingham
|
BTL, RESI
|
CHANGES - reduction in rates to small selection of products. Changes to ICR coverage policy. Updated criteria for self employed.
|
|
|
Pepper
|
RESI
|
NEW - 85% LTV reduced rates, return of Pepper 24 products & free valuations added to product ranges
|
|
|
Platform
|
BTL, RESI
|
CHANGES - new products across new business range for mainstream & BTL. Reductions to product switch range for mainstream, BTL & HTB products
|
|
|
Precise
|
BTL
|
NEW - refurbishment BTL product, reduced 5 yr fixed rate limited company product & flat fee fixed rates for BTL & HMO's for larger loan sizes
|
|
|
Principality
|
RESI
|
INCREASES - across product transfer range.
|
|
|
Saffron
|
BTL, RESI
|
CHANGES - to assessment of self employed & contractor incomes. Reduced rates on retirement interest only range. Extended end dates to a number of products.
|
|
|
Santander
|
RESI
|
CHANGES - new 85% LTV product & zero fee products. Changes to criteria in relation to Brexit. No system access 5th & 6th December.
|
|
|
Scottish Widows
|
RESI
|
REDUCTIONS - to selected product transfer & further advance products
|
|
|
Skipton BS
|
BTL, RESI
|
CHANGES - all repayment types now available for selected products. Rate changes across product ranges. Extended end dates.
|
|
|
Tipton
|
RESI
|
CHANGES - updated products in the new business residential range
|
|
|
TSB
|
RESI
|
CHANGES - re-introduction of full range of 85-90% LTV FTB & Home Mover products. Update for HTB applications. Reduction to a selection of residential products.
|
|
|
Virgin
|
RESI
|
CHANGES - increases to 90% & 95% LTV product transfer rates. New 90% LTV FTB 5 yr fixed product
|
|
|
West Bromwich BS
|
BTL, RESI
|
CHANGES - amended rates & extended end dates on existing customer products
|
|
