Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

TSB Update

See the latest announcement from TSB below.  Note that you can access TSB via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

TSB Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

Important News from TSB: Improvements to certifying ID for TSB mortgage applications

From today, 28 February, TSB branches will be able to certify ID for all TSB mortgages, including intermediary applications. This was previously only available to applicants remortgaging to TSB using our free legals service.

If a broker needs to provide certified ID for an application, they’ll no longer be restricted to sending their customer to a Lawyer, Notary, Barrister, or an Accountant who is a member of a UK/EU recognised professional body.

Applicants can now visit a TSB branch to have their documents certified. They can then take these copies directly to their broker to progress their application.

Important news from TSB: increase to maximum loans for 90-95% LTV mortgages and changes to products

From 4 March, TSB is increasing the maximum loan available on 90% to 95% LTV residential mortgages from £500,000 to £570,000.

The increased lending amount will be available to Home Movers and First Time Buyers.

This move will give brokers more options in placing higher LTV business and enable applicants to purchase a property with a smaller deposit or to use the deposit towards a higher valued property.

The lender is also making changes to Residential and Buy to Let product ranges on 4 March, increasing
rates on:

Residential

  • 5 Year Fixed, 60-95% LTV, First Time Buyer and House Purchase rates by up to 0.25%
  • 5 Year Fixed, 80-85% LTV, New Build First Time Buyer and House Purchase rates by 0.25%
  • 5 Year Fixed, 85-90% LTV, Remortgage rates by 0.35%
  • 5 Year Fixed, 0-85% LTV, New Build Shared Equity First Time Buyer and House Purchase rates by up to 0.50%
  • 2 and 5 Year Fixed, 0-85% LTV, Shared Equity First Time Buyer and House Purchase rates by up to 0.50%
  • 2 and 5 Year Fixed, 0-75% LTV, Shared Equity Remortgage rates by up to 0.40%

Buy to Let

  • 2 and 5 Year Fixed, 0-75% LTV, House Purchase & Remortgage rates by up to 0.30%

Brokers will be informed of product withdrawals on Wednesday 2 March at 4pm and asked to submit applications for these products by 8pm on Thursday 3 March, as they won’t be available after this time.

Share this:
Scroll to Top