Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

TSB Update

See the latest announcement from TSB below.  Note that you can access TSB via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

TSB Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

TSB offers lower rates on new build products

TSB is helping First Time Buyers and Homemovers with a new mortgage proposition, offering lower rates on new build properties for Help to Buy, Shared Equity and Shared Ownership. 

The new 5 year fixed affordable housing products are available for First Time Buyers and Homemovers, priced 0.1% lower than standard rates, starting at 1.64%, 0-60% LTV, Shared Equity and 1.84%, 0-60% LTV Shared Ownership. 

Rate Switch rates  are also improving across 2,5 & 10 year and at multiple LTV’s. These include reductions by up to 1.25% on 2 year fixed, 85-90% LTV, and 0.80% on 5 year fixed, 85-90% LTV

TSB is fully supportive of the Government’s mission to reduce carbon footprint and encourage lenders to offer green finance products. Climate change forms a big part of TSB’s Do What Matters Plan and 95% of new build properties already have an energy efficiency (EPC) of grade C or above, which is the Government’s target for all housing by 2035. 

Please ensure the Property Details screen on Mortgage Pro is completed to specify New Build. Once at the product selection stage our New Build range will be clearly marked with ‘NB’ in the product description.

To find out more about TSB’s Do What Matters Plan and New Build Products, please visit our website.

Important News from TSB: Changes to Residential products

TSB has made changes to their Residential products.

Products withdrawn:

First Time Buyer, House Purchase and Remortgage 

  • 3 year fixed (2 & 3 year ERC) products

Rates reduced: 

First Time Buyer and House Purchase 

  • 5 year fixed (5 year ERC), 90-95% LTV, by up to 0.20% 

Rates increased: 

First Time Buyer and House Purchase 

  • 2 year fixed, 0-90% LTV, by up to 0.40% 


  • 2 year fixed, 0-85% LTV by up to 0.35%
  • 5 year fixed, 0-75% LTV by up to 0.20%

The product guide is attached and embargoed until 9.30am on Friday 29 October.

For more information, please contact your National Account Manager.

Brokers will be informed of product withdrawals on Wednesday 27 October at 16:00pm and asked to submit applications for these products by 8pm on Thursday 28 October as they won’t be available after this time.

Click here for our product guide.

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