Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Fwd: We have made even more changes to our self-employed criteria

We have made even more changes to our self-employed criteria to help your clients get life moving!

1 years accounts

Applications will be considered as long as there is a minimum of 1 years verified accounts or an Accountants reference.

Where the applicant is a Sole Trader or LLP/Partnership, 1 years SA302’s and Tax Year Overviews will be acceptable.

All self-employed income will be verified by accounts that must be certified by qualified accountant or where applicable, the SA302. Where the trading period is over 2 years, 2 years evidence of income will be required.

We have recently enhanced our self-employed criteria across our Residential range…

  • 1 years accounts required
  • Day 1 contractors considered
  • Only 3 months remaining term on contracts required
  • Weekly rate x 48 weeks for self employed contractors

Coupled with our recently enhanced residential criteria

  • Assessment fee removed from all residential products
  • 90% LTV available on tiers Vida 48 – Vida 12
  • Debt consolidation up to 85% LTV
  • Key Worker range with up to 5.5x Loan to Income
  • Complex incomes (including commission, overtime and second jobs)
  • Loan sizes from £75,000 to £2m

See how we can help your specialist residential clients, by taking a look at our residential products and criteria on our website.

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