Vida Homeloans has updated its range across the direct to lender and packaged range. Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. Vida’s rates are available here and details on Vida’s criteria is available here. For more information you can contact our team. LOGIN to Vida here
NEW Winter Residential and BTL Limited Editions
We’re delighted to announce the introduction of new Winter Buy to Let and Residential Limited Editions
BUY TO LET – £0 FEE LIMITED EDITION
- £0 Fee
- 5 year fixed at 2.94% up to 75% LTV
- Available for Individuals, HMO, MUB and SPVs
- Vida 1 only
- 5 year ERC 5%,4%,3%,3%,3%
We have also introduced a Residential Limited Edition at 90% LTV.
RESIDENTIAL LIMITED EDITIONS – 90% LTV
- Up to 90% LTV available on Vida 1 only
- 2 year fixed at 4.44%
- Available for Remortgage and Purchase, including FTBs
- Product fee £995, can be added to loan (total borrowing must not exceed 90%)
- £180 assessment fee payable upfront on application
- 2 year ERC 4%,3%
In addition, we have introduced Residential Limited Editions at 70% LTV.
RESIDENTIAL LIMITED EDITIONS – 70% LTV
- Vida 1, 2 year fix 70% @ 3.04%
- Vida 1, FEE SAVER 2 year fix 70% @ 3.34%
- 2 year ERC 4%,3%
FEE SAVER products are available for properties valued up to £500,000 and come with a £0 product fee, one free standard valuation, a refund of the £49 assessment fee and a £200 contribution towards legal fees, both paid within 30 days of completion.