Vida Homeloans has updated its range across the direct to lender and packaged range. Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. Vida’s rates are available here and details on Vida’s criteria is available here. For more information you can contact our team. LOGIN to Vida here
New products coming soon
We are pleased to announce that we are introducing a new range of Buy to Let Limited-Editions with a fixed fee of £1,495. In addition, we are also pleased to let you know that we are introducing new, Residential Limited-Edition products at 85% LTV. These products will be going live on Friday 19th November 2021.
Please see product details below and our new product guides attached.
BUY TO LET
New: LIMITED EDITION Standard & HMO/MUBs BTL – Fixed Fee £1,495
Key features :
- Fixed fee of £1,495 which can be added to the loan
- SPVs accepted
- Available for purchases or remortgages
- Limited Tranche Availability
HMO/MUB LIMITED EDITIONS (Vida 1) | LTV | Initial Term | New Rate | Assessment Fee | Product Fee |
2 Yr Fix 75% Limited Edition | 75% | 2 years | 2.89% | £180 | £1,495 |
5 Yr Fix 75% Limited Edition | 75% | 5 years | 3.09% | £180 | £1,495 |
2 Yr Fix 75% HMO & MUB Limited Edition | 75% | 2 years | 2.89% | £180 | £1,495 |
5 Yr Fix 75% HMO & MUB Limited Edition | 75% | 5 years | 3.09% | £180 | £1,495 |
RESIDENTIAL
New : Residential 85% LTV Limited Editions
- Available for properties in England, Wales and Scotland
- Available on Vida 1, 2 and 3
- Available for Home Movers, Remortgages or FTBs
- Product fee £995, can be added to loan
- £180 assessment fee payable upfront on application
- Limited Tranche Availability
Product Name | Vida Tier | LTV | Initial Term | New Rate | Assessment Fee | Product Fee |
2 Yr Fix 85% Limited Edition | 1 | 85% | 2 years | 3.77% | £180 | £995 |
2 Yr Fix 85% Limited Edition | 1 | 85% | 5 years | 4.17% | £180 | £995 |
2 Yr Fix 85% Limited Edition | 2 | 85% | 2 years | 4.57% | £180 | £995 |
5 Yr Fix 85% Limited Edition | 2 | 85% | 5 years | 5.07% | £180 | £995 |
2 Yr Fix 85% Limited Edition | 3 | 85% | 2 years | 5.07% | £180 | £995 |
5 Yr Fix 85% Limited Edition | 3 | 85% | 5 years | 5.52% | £180 | £995 |