Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Coventry Update

Coventry have announced an intermediary update which is available below.  Coventry and Godiva products are available through our direct to lender mortgage club so contact our team to find out how we can help you and our business with our mortgage support. 

New! 2 Year Fixed Rate for 95% LTV

More choice for first time buyers

We know how important it is to help your clients get on to the property ladder. That’s why we’ve added a brand new 2 Year Fixed Rate product to our 95% LTV range. And, we’ve also reduced the rates on our 5 Year products by 10 basis points!

These products would also be ideal for those looking to move home who need a higher LTV.

Our 95% LTV range now includes:

2 Year Fixed
  • Fixed to 30.06.23
  • ERCs to 30.06.23
  • Available for purchase and product transfer
Find out more
5 Year Fixed
  • Fixed to 30.06.26
  • ERCs to 30.06.26
  • Available for purchase and product transfer
Find out more

Remember – we now accept bonus income and have improved our income multiples for loans greater than 90% LTV. Check our Affordability calculator now.

To ensure a smooth and speedy application process see our Lending criteria and Case Packaging Guide.

95% LTV lending with us – did you know?

We accept loan sizes up £400,000

We accept 95% LTV for houses and flats (policy restrictions may apply)

Fees can be added to the loan*

*Fees can be added to the loan but the total borrowing including any added fees must not exceed 95% LTV

Product updates

True to our pledge to give you two working days’ notice of product closures, our latest changes will come into effect from 8am Tuesday 25 May 2021.

Please remember that an AIP does not secure a closing product. In order to secure closing products, a full application must be submitted by 8pm Monday 24 May 2021.

Applications received after this time will not be accepted. If an AIP refers, we cannot guarantee to review this before a product is closed. Therefore if your AIP does refer you should still proceed to full mortgage application to secure the product.

View our product updates

Visit our website for more information on our Lending policy.

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