Brilliant Solutions

Product Blast w/e – 7 May

Update Overview

This week we are seeing a number of criteria and rates changes.  A few lenders bringing 95% LTV products to market and Precise relaunch their previously popular top slicing for their BTL range.

This Week's Updates

LENDER TYPE DETAIL MORE
Cambridge RESI NEW - 95% LTV product launched & 2 yr discounted product range launched
Coventry RESI CHANGES - product refresh
Dudley RESI NEW - 95% LTV and large loan products launched. Changes to further advance range
Family BS BTL, RESI CHANGES - Product refresh
Foundation BTL REDUCTION - in fees on limited edition products
Furness RESI REDUCTION - to 2 yr discount 80% LTV product
Godiva BTL CHANGES - updated lending policy for property structure
Halifax RESI CHANGES - to fixed rates for remortgages and shared ownership/equity
Ipswich BS RESI CHANGES - new min loan of £50k, max age interest only now 95 at end of term and no max age on repayment mortgages
Just ER REDUCTIONS - across J3 & J6 ranges
Leeds RESI CHANGES - new BTL, Portfolio BTL, Holiday BTL and 2nd home products launched. Increased max LTV on new build houses & flats. Now accepts joint applications with income of £60k for holiday lets
Melton & MBS RESI CHANGES - new retention products and withdrawal of selected rates
Newcastle RESI WITHDRAWN - 5 yr fixed no fee retention only product
Nottingham RESI NEW - new products launched including 95% LTV
Platform BTL, RESI CHANGES - to criteria for 95% LTV, capital raising / debt consolidation, lease term, new builds, maintenance income, stipend income, HTB
Precise BTL CHANGES - relaunch top slicing
Principality BTL, RESI CHANGES - to selected product transfer rates
Progressive RESI CHANGES - up to 85% LTV for self employed. Family Assist product now available for new build products
Scottish Widows RESI CHANGES - to selected product transfer products
Skipton RESI NEW - 2 yr 60% LTV product, refreshed rates with selected products offering cashback
TML BTL REDUCED - min loan to £50k on small loan £0 fee products & multi loan portfolio products
Vida RESI NEW - limited edition 85% LTV products & fee saver products launched
Virgin BTL, RESI CHANGES - a selection of BTL & residential products being withdrawn and increases to shared ownership 85% LTV product transfer rates. New BTL exclusives with £1k cashback

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